When building is cheap, choosing well matters more.

Peter Holford’s AI studio — apps, decision tools, and working notes on deciding what to build.

Two decades shipping at the front of each wave — ecommerce, mobile payments, open banking, big data — at Worldpay, Experian, HSBC and NatWest, then venture building at Prehype. Each wave changed what you could build. This one changes how you decide. This studio is where I work that out in the open: build, test, publish.